Split bills, not
friendships.
The free app that makes it effortless to track shared expenses with friends and groups.
🇺🇸 🇨🇦 Available in the US & Canada — more countries coming soon
Free forever. No paywalls.
The Algorithm That Ends the Chaos.
Most apps show you who owes what. Divy computes the fewest payments to clear every debt in your group — automatically.
- ✓Calculates the global minimum — not just pairwise simplification
- ✓Works instantly for any group size
- ✓No manual input needed — just log expenses
Battle-tested across thousands of tests.
Everything you need. Nothing you don't.
Powerful features packed into a clean, intuitive app.
Unlimited Groups & Transactions. For Free.
Manage beach trips, rent splits, dinner tabs — no subscription required. Invite as many friends as you want.
Split any way you like.
Equal, exact amounts, percentages, or shares. Every split style is available with no paywalls, ever.
Know exactly who owes what.
Debt simplification calculates the fewest possible payments in a group, keeping settle-ups clean and simple.
Always in the loop.
A real-time activity feed keeps everyone on the same page — no more chasing updates in group chats.
How it works
Up and running in under a minute.
Create a group
Add friends and name your group in seconds. No accounts needed for them to be added.
Log expenses
Record who paid and split however works best — equally, by percentage, exact amounts, or shares.
Settle up
See clear balances and record payments when you're ready. Debt simplification keeps it minimal.
Made for every shared expense
Wherever there's a group, Divy fits right in.
Weekend Trips
Hotels, gas, meals — track everything without the chaos.
Monthly Rent
Split rent, utilities, and groceries with roommates effortlessly.
Restaurant Bills
No more mental math. Split the check any way you want.
Roommates
Keep a running tab with everyone you live with.
Group Events
Concerts, parties, sports — one place for all shared costs.
Road Trips
Track fuel stops, food, and lodging across the whole journey.
Join our community
Have feedback or feature requests? Chat with the team and other users on Discord. We read every message.
Join the DiscordReady to split smarter?
Download Divy free — available on iPhone and Android.
No subscription. Free forever.